You jump on the raft. She has a make shift oar made of wood. You try to grab it, and she shoves you off the raft. 

You notice before falling in the water that the oar is not a normal oar. It has a crystal at the top, and it vibrated when you tried to grab it. It turns out it is not an oar at all, but a staff, possibly a magic staff.

You grab the raft while in the water.

You get back on the raft and she steps away from you. You smell like pond water.

"Just hang on. You really stink."